Process

A Seamless Loan Processing Experience

How It Works

You choose how much we handle. We’ll take care of the rest—from lender selection to closing.

At Liberty Loan Processing, we make mortgage file management easy, fast, and fully customizable. Whether you want to stay hands-on or prefer we take the reins, our process adapts to your workflow—not the other way around.

Partner with Liberty
Process 1
Application

Step 1: Application

Loan originator will take a full application, collect docs for qualification, select lender and product.

Handoff

Step 2: Handoff

Send loan to Liberty Loan Processing so we can open with your selected lender and have disclosures sent.
Orders

Step 3: Orders

As soon as ITP is signed, we will get to work on ordering the title work, appraisals, and other 3rd party items as needed.
Communication

Step 5: Communication

Liberty Loan Processing handles communication with your borrowers, agents, and loan officers to keep everyone informed throughout the process.
Closing

Step 7: Closing

Your processor will be involved with the closer and title company as they balance to ensure all broker fees are accounted for and the borrower has final numbers in advance of closing.
Approval

Step 4: Approval

Your assigned processor takes over as soon as the underwrite is complete. They will work directly with the borrower and all parties to get what is needed.
CTC

Step 6: CTC

We aim to get a cleared to close days before the closing date to allow plenty of time for final docs.

Application

Broker will take a full application, collect docs for qualification, select lender and product.
01/07

Handoff

Send loan to Liberty Loan Processing so we can open with your selected lender and have disclosures sent.
02/07

Orders

As soon as ITP is signed, we will get to work on ordering the title work, appraisals, and other 3rd party items as needed.
03/07

Approval

Your assigned processor takes over as soon as the underwrite is complete. They will work directly with the borrower and all parties to get what is needed.
04/07

Communication

Liberty Loan Processing handles communication with your borrowers, agents, and loan officers to keep everyone informed throughout the process.
05/07

CTC

We aim to get a cleared to close days before the closing date to allow plenty of time for final docs.
06/07

Closing

Your processor will be involved with the closer and title company as they balance to ensure all broker fees are accounted for and the borrower has final numbers in advance of closing.
07/07
A Seamless Loan Processing Experience

How It Works

You choose how much we handle. We’ll take care of the rest—from lender selection to closing.

At Liberty Loan Processing, we make mortgage file management easy, fast, and fully customizable. Whether you want to stay hands-on or prefer we take the reins, our process adapts to your workflow—not the other way around.

Partner with Liberty
Process 2

Customizable Service From Start to Finish

You're In Control
Choose which steps you want to handle, and leave the rest to us. We can step in right after lender selection or even earlier—giving you flexible support exactly where you need it. We handle everything from submission through closing, including:
Ordering appraisals, titles, condo documents, and other 3rd party services
Managing disclosures and proactively collecting all borrower conditions
Coordinating with lenders, underwriters, and various title companies
Performing final audits & reviewing the full closing package for accuracy

Prefer to manage a step yourself? No problem. We’ll tailor our workflow around yours.

Process 3

What We Handle vs. What You Can Handle

The Overview

Liberty Loan Processing works to enhance your business by offering customizable options.

You choose how involved you want to be—we’ll take care of the rest. Below is a clear breakdown of what the loan originator is expected to handle, everything else can be left up to us mixed and matched for you.

What the loan originator handles
  • Full application with required docs
  • Selecting a qualifying product
  • Selecting a lender
  • Locks
What Liberty can handle
  • Open with your selected lender
  • Send disclosures through your lender
  • Order appraisal
  • Order title
  • Order all 3rd party needed items, including condo
  • Collect all conditions
  • Handle communication with borrowers and agents
  • Assist in final CD balancing
Love your current processor?

Join our team

If you already have an in-house processor that you work with and you do not want to lose, they can join Liberty Loan Processing.

No more reducing your broker fee to pay your processor, let us handle that. More money for you, and you can continue to work with the same people you know. It’s a win for everyone!

Process 4